A loan of $425 helped to purchase additional products to sell.


Tusigaigoa's story

Tusigaigoa is a married mother. She is 40 years old and has two children. Tusigaigoa owns and operates a business venture, selling both food and daily-use products in the local community. She has many years of experience in this business. Tusigaigoa needs a loan of Samoan Talas (WST) 1,000 to purchase additional products to sell. She plans to use the profit from her business (estimated to be 450 WST or US $188 per week) to improve/expand the business. Tusigaigoa joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks, because they lack collateral. This is Tusigaigoa's first loan with SPBD. *SPBD evaluates the living conditions of each of its borrowers. Generally, a loan manager evaluates a variety of social metrics on a scale out of 3 (the higher the number, the better off the person is) and these are averaged for the "overall social metric score." For example, a 3 out of 3 on "level of education" would mean that the borrower has graduated from university. About SPBD In 2000, Greg Casagrande founded SPBD to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.



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