A loan of $425 helped to purchase new items to expand her product offering.


Palolo's story

Palolo is a married mother of five children. She is 57 years old.

Palolo is starting a business venture selling fried foods in the local community. Palolo needs a loan of 1000 Somoa Tala (WST) to purchase new items to expand her product offering. She plans to use the profit from her business (estimated to be 300WST or US$125 per week) to make improvements to her house.

Palolo joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Palolo's first loan with SPBD.

*SPBD evaluates the living conditions of each of its borrowers. Generally, a loan manager evaluates a variety of social metrics on a scale out of 3 (the higher the number, the better off the person is) and these are averaged for the "overall social metric score." For example, a 3 out of 3 on "level of education" would mean that the borrower has graduated from university.

About SPBD In 2000, Greg Casagrande founded SPBD to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.



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