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Jeruk Manis 2 Group
In this Group: Lince , Eva, Tati, Tarminah, Dhiana, Paryati, Sanah , Ratnawati, Nurni, Ana Maria
Lince is a mother of two. Her children are four and six years old. The older one is of school age and is currently attending. Lince has had a mobile phone counter since 2009 in front of her house. Business has been steady and the income supplements her husband's income as a mechanic. Together, they have been able to improve the well-being of their family.

Long term, Lince hopes she can open a shop selling mobile phones, minutes, and accessories. Additionally, she wants to be able to send her children to university.

Other group members will use their loans to help their businesses which include selling yellow rice, making pastries, and selling side-dish food items.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 24
    View loans »
    Indonesia Loans Fundraising
  • $6,137,150
    Funds lent in using Kiva
  • 9,088.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Jeruk Manis 2 Group's $1,550 loan helped a member to pay for mobile phone minutes and accessories to sell to customers.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Nov 16, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 16, 2012