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Glory Be To God Group
In this Group: Rose, Cissy, Jaliat, Monic, Susan, Justine, Fazila*, Scovia, Annet, Fred, Rehema, Miria, Edith, Eunice, Teopista, Joan, Christine
* not pictured
Thirty-eight-year-old Rose personifies humility, ambition, prudence, and poise. There is a visage of discipline, organization, and focus amongst the people she has employed to work at her beauty salon in Jinja. Her philosophy and that of her workers is "one hand washes the other, and together they wash the face." Rose, a mother of six, has tried as much as possible, in the last eight years her salon has been in existence, to instill that precept in her workers. That is what has given her business strategic leverage.

Eight years' experience in this business, where she offers mostly hairdressing services, has been worth every while, Rose says. Her proficient delivery of service to clients has been a calling card. The future prospects look good for Rose's business. This is the fourth time her group will receive a loan from Pearl. Weekly, her income totals 100,000 Ugandan shillings. Rose set forth in her business immediately after the completion of school. She also sells scrap metal to earn an extra buck. Rose says she intends to use her loan to purchase cosmetics for use at her salon, and the rest of the proceeds will go towards the purchase of a motorcycle.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 134
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,565.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Glory Be To God Group's $4,925 loan helped a member to purchase cosmetics for use at her salon, and the rest of the proceeds will go towards the purchase of a motorcycle.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 10, 2011
Nov 25, 2011
Currency Exchange Loss:
Apr 28, 2012