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Fozia's Group
In this Group: Fozia , Safia Bibi, Parveen Begum, Salma Bibi, Bushra Bibi, Hanifan Bibi, Shamim Akhtar
Fozia is an artist; she prepares beautiful flower brocades to sell to generate income for her family. She is also involved in an embroidery and sewing business. She does embroidery and sewing because it also produces good revenue, which she uses to manage the household expenses.

She is very dedicated and hard-working. After seeing her efforts, her daughter has also started helping her manage her business. Fozia feels happy to see her daughter’s care and sense of understanding towards her.

With this loan, Fozia will purchase flowers and thread in bulk to be able to prepare flower brocades in larger numbers to sell for a good profit.
In the future, Fozia would like to save money to expand her business to a larger scale.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 366
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 87.3
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Fozia's Group's $1,550 loan helped a member to buy flowers and thread for her flower brocade-making business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 23, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 15, 2012