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Josefina is 39, married, and has three school-age children. With her husband, she plans to strengthen her family's sources of income in order to continue sending her children to school and give them a better future. Her income from her variety store is not sufficient to supply all their needs. Therefore, Josefina has decided to help her husband manage their corn farming business to ensure a high yield.

Due to financial difficulty, she has asked for a loan PHP 35,000 to buy fertilizers and insecticides needed for the maintenance of their corn farming business. Josefina and her husband mentioned that this loan will help them to improve their business and they hope that they will have a fruitful harvest this coming harvest season.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 486
    View loans »
    Philippines Loans Fundraising
  • $69,648,700
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Josefina to buy fertilizers and insecticides needed for maintenance of her corn farming business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
At end of term
Oct 26, 2011
Dec 1, 2011
Currency Exchange Loss:
May 21, 2012