A loan of $625 helped to purchase additional handicrafts to sell.

Tepalua's story

Tepalua, 48, is married with six children. She owns and operates a business venture selling traditional handicrafts to tourists and local community members. She has two years of experience in this business. Tepalua needs a loan of $1500 Samoan Talas (WST) to purchase additional handicrafts to sell. She plans to use the profit from her business (estimated to be 400 talas or $167 US per week) to make improvements to her house.

Tepalua joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Tepalua's second loan with SPBD.

*SPBD evaluates the living conditions of each of its borrowers. Generally, a loan manager evaluates a variety of social metrics on a scale out of 3 (the higher the number, the better off the person is) and these are averaged for the "overall social metric score." For example, a 3 out of 3 on "level of education" would mean that the borrower has graduated from university.

About SPBD: In 2000, Greg Casagrande founded SPBD to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.

Loan details

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Loan details