A loan of $625 helped to purchase raw ingredients needed to make products to sell.


Tafao's story

Tafao, 63, is married with three children. She owns and operates a business venture, selling snacks and other delicacies in the local community. She has two years of experience in this business. Tafao needs a loan of $1,500 Samoan Talas (WST) to purchase raw ingredients needed to make products for sale. She plans to use the profit from her business (estimated to be 400 WST or $167 US per week) to improve and expand the business.

In 2009, Tafao joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Tafao's third loan with SPBD.

*SPBD evaluates the living conditions of each of its borrowers. Generally, a loan manager evaluates a variety of social metrics on a scale out of 3 (the higher the number, the better off the person is) and these are averaged for the "overall social metric score." For example, a 3 out of 3 on "level of education" would mean that the borrower has graduated from university.

About SPBD: In 2000, Greg Casagrande founded SPBD to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.



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