A loan of $625 helped to purchase fish to raise and sell.


Senerita's story

Senerita, age 55, owns and operates a business venture catching and selling farm-raised fish. She has five years of experience in this business. Senerita needs a loan of WST $1,500 to purchase additional fish to raise. She plans to use the profit from her business (estimated to be 400 talas or US $167 per week) to improve and expand the business. She and her husband have eight children. In 2009, Senerita joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Senerita's second loan with SPBD. *SPBD evaluates the living conditions of each of its borrowers. Generally, a loan manager evaluates a variety of social metrics on a scale out of 3 (the higher the number, the better off the person is) and these are averaged for the "overall social metric score." For example, a 3 out of 3 on "level of education" would mean that the borrower has graduated from university. About SPBD: In 2000, Greg Casagrande founded SPBD to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.



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Loan details