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Miriam Auxiliadora

Update on Miriam Auxiliadora

Miriam and her children live in the town of Ticuantepe. She is a single mother. Despite the economic hurdles she faces, she has been able to get ahead with her modest home, which she managed to build with her previous loan. Now her project is to build her kitchen, since she currently cooks using and outdoor stove. This bothers her a lot because she works as a cook at a restaurant and she gets home very late, sometimes at dawn, and she can't make herself a cup of coffee because it takes a long time to light her stove. She is thankful for the help she has received from Afodenic through Kiva's funding, as many people have benefited from their support and been able to develop as individuals.
View original language description ↓
La señora Miriam, es habitante del municipio de Ticuantepe , junto a sus hijos , ella es madre soltera , a pesar de todas las dificultades que se le presenta económicamente ah logrado salir hacia adelante con su humilde vivienda , ya que ella con sus créditos anterior logro construir su vivienda , ahora su proyecto es poder realizar su cocina ya que donde cocina actualmente es de fogón y esta al aire libre , lo cual le preocupa mucho por ella es cocinera de un restaurante y llega muy tarde , a veces por las madrugadas y esto no le permite poder hacer un café y tomárselo por que le tomaría mucho tiempo encender el fogón .Agradece el apoyo que le brinda Afodenic atraves de los fondo Kiva , ya que son muchas las personas beneficiadas para que logren crecer como persona .

Previous Loan Details

Miriam is an enterprising single mother. She works as a cook in a restaurant though she has aspirations to change her job so that she can make more income which will enable her to offer her children a better education. Through a lack of economic resources, Miriam has not been able to complete t... More from Miriam Auxiliadora's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 22.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Miriam Auxiliadora to buy construction materials.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 18, 2011
Dec 1, 2011
Currency Exchange Loss:
Jan 19, 2013