Check out some available loans that are similar to this one!
Etel, 29, is in a common law relationship; she lives with her husband and two children who are her greatest priorities. She will use the loan to buy building materials like sand, cement and others to improve part of her house. She currently owns her house and she wants to add a bedroom for one of her daughters. She intends to provide her family with comfort in a home with equal conditions for everyone to improve family wellbeing. She wants to finish building her daughter’s bedroom so that she can have the privacy each one of them requires to be comfortable and so that they can all live in better harmony at home.

This is the first loan she’s received from FUDECOSUR. She’s had no previous loans with state banks and FUDECOSUR has offered her the best terms and a much lower interest rate
View original language description ↓
Etel, tiene la edad de 29 años, está en unión libre y vive con su esposo y sus 2 hijos que son sus mayores prioridades. Ella con el crédito va comprar materiales de construcción con arena cemento y otro para mejorar una parte de su hogar. Ella actualmente cuenta con su hogar propio y quieren hacerle un cuarto dormitorio mas para una de sus hijas. Ella pretende darle a su familia la comodidad de un hogar en condiciones iguales para todos para un mejor bienestar familiar. Ella quiere poder terminar con la construcción del cuarto para su hija y así generarle la privacidad que cada una de ellas requiere y comodidad para una mejor vivencia en el hogar de ellos. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,783,625
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Etel to buy building materials and supplies.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 24, 2011
Nov 23, 2011
Currency Exchange Loss:
Oct 17, 2013