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Reina Johanna
Reina, age 32, opened her variety store one year ago so that she could work from home and spend time with her children. She works every day from 8:00 am to 8:00 pm.
Crime is an issue for her because she lives in a very dangerous area.
She is a single mother with three children. The two older children, ages 11 and 4, attend public school. With this loan, Reina will purchase clothing, educational materials and drinks for her business.
Her goal is to be able to expand her business more and to be able to finish building her home in order to have better living conditions.
View original language description ↓
Reina de 32 años, empezó con su bazar hace 1 año atrás por que trabaja en su casa y así puede pasar tiempo con sus hijos. Trabaja todos los días de 8 de la mañana hasta las 8 de la noche.

El problema que presenta es la delincuencia debido al que el sector es muy peligroso.

Madres soltera con 3 hijos; los dos últimos hijos de 11 años y 4 años estudia en escuela fiscal. Con el prestamo quiere comprar ropa, laminas y bebidas para su negocio.

Su meta alcanzar es poder agrandar mas el negocio y poder terminar de construir su casa para una mejor comodidad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Reina Johanna to buy more clothing, educational materials, and pop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 24, 2011
Nov 23, 2011
Currency Exchange Loss:
Nov 15, 2012