A loan of $525 helped to buy dresses and shoes for women and children.

Ruth's story

Ruth, 47, lives in the city of Barranquilla with her husband and two children who are 9 and 20 years old. She has a business there selling clothing, shoes and purses, among other articles; she’s always ready to sell to her customers when they request it.

The business started two years ago when a niece would travel to Panama and bring back merchandise to sell. Although Ruth used to work for a firm, she availed herself of this opportunity and decided to become independent letting her enterprising spirit fly. This also allowed her to watch after her newborn son. At first it was her niece who gave her the merchandise to sell and help her husband cover household expenses which up to then had been entirely his responsibility. In her initial ventures she’d get the merchandise for four-month consignments until she gathered her own capital and was able to become more independent with her purchases. Her main customers are located in the neighborhood where she lives and in adjacent communities; they are employees of public and private enterprises.

She is currently applying for a Kiva loan, her first financing with Fundación Mario Santo Domingo that she plans to use to buy dresses and shoes for women and children taking advantage that at the end of the year her customers tend to renew their wardrobes and buy new dresses to happily spend the Christmas and New Year festivities.

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Translated from Spanish by Kiva volunteer Polliz

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