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Fernando David
Fernando David is 25, single and has no children. He lives with his mother in the Cantón Ventanas Province of los Ríos. The VRC LUCHANDO JUNTOS organisation based in the Zapotal Nuevo area, part of Cantón Ventanas, is mostly dedicated to commercial projects. Fernando has worked for three years within the taxi service and he buys gasoline in Ventanas. He is asking for a loan to start working in agriculture and to be able to buy a piece of land (the loan will help to benefit him). His dream is to be able to buy himself a car. He has not faced any problems in business previously. In his free time he likes to play sports.
View original language description ↓
Fernando David tiene 25 años de edad es soltero no tiene hijos, vive con la madre en el Cantón Ventanas Provincia de los Ríos.
La VRC LUCHANDO JUNTOS, se encuentra ubicada en el Recinto Zapotal nuevo, Pertenece al Cantón Ventanas se dedican a Labores Comerciales en su mayoría.

Fernando se dedica desde hace tres años al servicio de taxis. La compra de la gasolina lo realiza en Ventanas.
Solicita el crédito para dedicarse a la agricultura y poder comprar un solar, con la ayuda del crédito le ayudará a obtener beneficios, El sueño es poderse comprar un carro, no se le han presentado ningún tipo de problema.

En los tiempos libres le gusta hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Fernando David to start work in agriculture and to be able to buy a piece of land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Nov 23, 2011
Currency Exchange Loss:
Jan 15, 2013