A loan of $475 helped to purchase construction supplies in order to continue building his house (cinder blocks, sand, rafters, iron, cement, etc.).


Carlos's story

He was born in the district of Chibuto, province of Gaza, southern Mozambique. He is married and has five children, four of which attend school. He completed 12th grade and stopped because his parents lacked financial conditions. He lives with his family in a house he owns and does not support anyone else. He left Gaza for Maputo in search of a job. He has been a receptionist for the Frelimo Party for over nine years and earns a salary of 5.390mt a month. He uses it to pay for home expenses and saves part of it in his bank account. He has never had loans in other banks. He first heard of Hluvuku through a friend who is also a client of this institution. This is his fifth loan with Hluvuku. It is for 12.000mt, which he intends to use to purchase construction supplies in order to continue building his house (cinder blocks, sand, rafters, iron, cement, etc.). The other loans were for 6.000mt, 7.500mt, 11.000mt and 13.500mt, for personal housing. He pledges to repay as scheduled. In the future he intends to finish building and furnishing his house. For that purpose he plans to request more loans from Hluvuku.

Translated from Portuguese by Kiva volunteer Renata Wolff


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Loan details