A loan of $550 helped to buy eggs for her business.

Zelia's story

Zelia was born in the district of Boane, in the province of Maputo in southern Mozambique. She is married and has two children, both of whom are still in school. She went to school through the eighth grade but had to drop out because of her parents' financial difficulties. She lives in her own home with her family, and also supports a niece who lives with them.
She's been a businesswoman for more than two years, buying and selling eggs, and earns about 3,000 meticals a month. She uses her salary for household expenses and is able to save a small amount in her bank account (BIM). She's never had loans from other banks. She learned about Hluvuku from a friend who is also a client of the institution. This is her second loan with Hluvuku, in the amount of 14,000 meticals, which she will use to buy crates of eggs to increase the quantity of her stock. Her first loan, for 7,000 meticals, was also invested in her business. She is committed to paying off this loan without any problems and in the future intends to ask for further loans from Hluvuku to expand her business by building a shop to sell staple goods.

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Translated from Portuguese by Kiva volunteer Andrea Rosenberg

Loan details

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Loan details