A loan of $775 helped to purchase materials to continue construction on her home (iron, sand, cement, stones, concrete block, etc.).

Cidalia's story

Cidalia was born in the Matutuine district, Maputo Province, in southern Mozambique. She is a widow and has 7 children who are all grown. She never had the opportunity to attend school because her parents did not allow her to attend when she was a child. She owns the home where she lives with her family and she also supports a grandson who lives with her.

She left Matutuine for the Boane district when she got married. She is a merchant and has sold a variety of products for over 20 years. She earns around 3.000.00mt per month, which she uses for household expenses and savings in her bank account (BIM).

She has never had a loan with other banks. She learned about Hluvuku from a friend who is also a client. This is her sixth loan with Hluvuku, in the amount of 20.000.00mt, which she plans to use to purchase construction materials to continue building her home (iron, sand, cement, stones, concrete block, etc.). The prior loans were for 6.000.00mt, 7.000.00mt, 10.000.00mt, 12.000.00mt, and 15.000.00mt, for her business and housing.

She promises to make her payments on time. In the future she plans to finish construction on her home and to expand her business by building a shop. She plans to request additional loans from Hluvuku for these purposes.

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Translated from Portuguese by Kiva volunteer Michele Magrino

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