He left Manhiça for the District of Boane looking for better living conditions. He has been a carpenter for more than 31 years and has a monthly income of around 15,000.00 meticals (MZN) which he spends on household expenditures and saves in his bank account (BIM).
Celestino has had loans from other banks (TSHUMA) which he has been able to pay back without difficulties and he came to know Hluvuku through a friend who is also a client of this institution. This is his second loan with Hluvuku, for the amount of 26,350.00 MZN with which he intends to purchase construction materials in order to continue building his home (sand, cement, stone, iron and others). He commits to paying off the loan and in future he intends to finish off his house and purchase a vehicle for transporting wood to his carpentry workshop. To this end, he intends to solicit further loans from Hluvuku.
Saiu de Manhiça para oDistrito de Boane aprocura de melhores condições de vida, é carpinteiro ha mais de 31 anos e tem um rendimento de cerca de 15.000.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria(BIM).
Já teve emprestimos noutros bancos(TSHUMA) e conseguiu pagar sem dificuldades, conheceu a Hluvuku atravez de uma amigo que tambem é cliente desta instituição. Este é o seu segundo emprestimo na Hluvuku no valor de 26.350.00mt, com qual pretende comprar material de construção para dar continuidade a obra da sua casa(areia, cimento, pedra, ferro e outros)
Compromete se a pagar devidamente e no futuro pretende terminar a obra da sua casa e comprar uma viatura para o transporte da madeira para a sua carpintaria, para tal tenciona solicitar mais emprestimos a Hluvuku.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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