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María Mercedes
María Mercedes, age 47, lives in her own home with her family, which consists of her husband, daughter, and granddaughter. She dedicates her time to her sales, and having done so for many years, she has built up a lot of experience. María describes herself as being an enterprising woman, with lots of business ideas which she is gradually putting into action. With great effort and dedication, she has succeeded in establishing a small store in her home, where she sells a variety of clothing to cater to all tastes and preferences. Her dream is to keep her business stocked with a wiD. range of clothes, with the aim of attracting more customers and ultimately improving her family's standard of living. For this reason she has decided to seek a loan with INTEGRAL to invest in her business by buying items of clothing (skirts, trousers, shirts, blouses, underwear, etc). She trusts in God that the result of the investment will be to improve the standard of living she has at present.
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María Mercedes D. 47 años D. edad, habita en casa propia junto con su grupo familiar el cual está conformado por su esposo, hija y su nieta. Ella se dedica al comercio, tiene muchos años D. dedicarse a esta actividad por lo que ya cuenta con mucha experiencia. María se caracteriza por ser una mujer emprendedora ya que tiene muchas ideas D. negocio y poco a poco va poniendo en marcha. Con mucho esfuerzo y dedicación ha logrado establecer un pequeño puesto en su hogar D. residencia en el cual venD. variedad D. prendas D. vestir para todos los gustos, y preferencia. Su sueño es mantener su negocio surtido con variedad D. prendas D. vestir con el objetivo D. atraer a más clientes que le permitan mejorar su calidad D. vida y la D. su familia. Es por esta razón que ha decidido solicitar este crédito a INTEGRAL para invertir en su negocio en la compra D. prendas D. vestir ( faldas, pantalones, camisas, blusas, ropa interior, etc.), con el fin D. mejorar la calidad D. vida que por el momento tienen. Confía en Dios que los resultados van hacer favorables.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped María Mercedes to buy skirts, trousers, shirts, blouses, underwear, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 10, 2011
Nov 23, 2011
Currency Exchange Loss:
Jun 15, 2012