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Alvard keeps livestock and cultivates land. She lives together with her husband, who is also engaged in daily agricultural activities. In preparation for the upcoming winter season Alvard plans to purchase necessary forage for the livestock. Thus she has applied for a loan. With the loan's help, Alvard will sustain the livestock with forage during the long winter season. This will allow her to maintain the current number of livestock and create appropriate conditions for further development of the farm.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 142
    View loans »
    Armenia Loans Fundraising
  • $15,744,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Alvard to pay for forage for her livestock.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 10, 2011
Nov 29, 2011
Currency Exchange Loss:
Sep 17, 2013