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Virginia is 52 years old and lives in Tinago, Ozamis City. She is married with three children.

To earn a living, Virgina has a business selling snacks like cakes and pastries. She earns about 5,000 Philippines pesos (PHP) each month doing this type of work. Virginia has requested a loan to purchase ingredients for her bakery business.

Virginia has been a member of PMPC for two years. In the future, Virginia would like to save money for the future.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 338
    View loans »
    Philippines Loans Fundraising
  • $70,624,175
    Funds lent in using Kiva
  • 43.2
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Virginia to purchase ingredients for her bakery business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 17, 2011
Nov 24, 2011
Currency Exchange Loss:
Dec 17, 2013