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María Elsa
María Elsa is fifty-three years old. She lives with her life partner and her son. She has a general store and a bookshop in her home. She usually has more customers because she sells all types of products. She always satisfies her customers’ needs with premium quality products at low prices and offers unbeatable service. María is a visionary with a charismatic personality and a positive attituD.. The possibility of realizing her dreams is what makes life interesting for her. One of her dreams is to see her business grow. She is requesting the loan from INTEGRAL to purchase instant products, basic grains, sweets, bread, notebooks, pencils, and other items. María Elsa has confidence that she will be able to proviD. a full life for her family.
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María Elsa D. cincuenta y tres años D. edad vive con su compañero D. vida y su hijo. Ella posee una tienda y librería en su lugar D. residencia, venD. D. todo tipo D. productos es por eso que útilmente se ha hecho D. mas clientela, siempre esta satisfaciendo las necesidades D. sus clientes con productos D. primera calidad a precios bajos y con un servicio inigualable; María es una mujer carismática y con un pensamiento muy positivo y visionario, para ella la posibilidad D. realizar sus sueños es lo que hace su vida interesante, uno D. sus sueños es ver crecer su negocio es por eso que le solicita a INTEGRAL un crédito que le permita comprar producto instantáneo, granos básicos, golosinas, pan, cuadernos, lápices entre otros. María Elsa tiene la confianza que así logrará darle a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 507
    View loans »
    El Salvador Loans Fundraising
  • $31,406,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped María Elsa to purchase instant products, basic grains, sweets, bread, notebooks, and pencils.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 9, 2011
Nov 22, 2011
Currency Exchange Loss:
Nov 15, 2012