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Enilda Del Carmen

Update on Enilda Del Carmen

Enilda used her previous Kiva loan to do many things: she bought raw materials, sold frozen goods, bought merchandise and a display case that she keeps well-stocked to attract customers to attain her dream of owning a store. She is currently getting ready once again to invest in ingredients to make rice cakes, merchandise she needs because the year’s last trimester brings many joyful families with more resources coming from end of year bonuses and allowances for employees and she knows that they are always willing to buy from her and even able to pay an initial deposit for her products. She says that she feels blessed by Kiva and the Fundación and hopes that they will continue supporting her micro business so that she can continue to expand and strengthen it, to improve her standard of living and to take her daughter Danniela (who appears in the photo) to the university helping her to become a successful person.
View original language description ↓
Enilda con su anterior credikiva hizo muchas cosas, invirtió en materias primas, vendió productos congelados, compró mercancia y una vitrina que mantien bien surtida para atraer sus clientes y así dar inicio al sueño de tener un almacen. En la actualidad se prepara para invertir nuevamente en insumos para preparara pasteles de arroz, mercancias porque el último trimestre del año llega con muchas alegrias familiares, hay mas recursos provenientes de bonificaciones y primas de empleados y ella sabe que están siempre dispuestos a comprarle y hasta pagarle por sus productos una cuota inicial. Ella dice que se siente bendecida con Kiva y con la Fundación, espera la sigan apoyando en su microempresa para continuar ampliandola y fortaleciendola, mejorar su nivel de vida para llevar a su Hija Danniela(quien aparece en la fotografia) a la Universidad y ayudarla a convertirse en una persona exitosa.

Previous Loan Details

Enilda is a very Christian woman. She has a daughter, 12 years of age, with whom she lives along with her mother, sister and two adorable cousins. Enilda is a professional who applies her know-how to her multiples businesses, in which she works in company with her sister and their mother. The ... More from Enilda Del Carmen's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 300
    View loans »
    Colombia Loans Fundraising
  • $17,913,950
    Funds lent in using Kiva
  • 1,920.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Enilda Del Carmen to buy ingredients to make rice cakes and to buy assorted supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 21, 2011
Nov 22, 2011
Currency Exchange Loss:
Dec 15, 2012