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Siham is a 54-year-old lady who loves children. She has always wanted to have her own business, so she combined between both and started a contract with one of schools in her area to take control of their cafeteria.

In the school’s cafeteria, Siham sells sandwiches, snacks and drinks. It has been seven years now since she started working at the school and she is already known by the students.

Siham wants to add more and different food items to the cafeteria so the kids won't get bored with what she has, and that’s why she applied for a loan.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 39
    View loans »
    Jordan Loans Fundraising
  • $8,733,225
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Siham to add more food types for the school cafeteria.
100% repaid
Repayment Term
23 months (Additional Information)
Repayment Schedule
Nov 20, 2011
Dec 1, 2011
Currency Exchange Loss:
Dec 15, 2012