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Juana Maria
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Juana lives in the community of San Caralampio, in the municipality of Ticuantepe. It is a mountainous rural area that has a cool climate that is good for producing citrus crops. The land is fertile and good for pineapple, and other conditions of area are also favorable for it production. It was 30 years ago that Juana decided to start cultivating pineapple and citrus crops, such as tangerines, oranges, and limes.

She and her husband both work the land and through the years they have been perfecting their techniques for the cultivation of these crops. Now Juana is requesting a loan to invest in maintaining her plants and trees. She needs to buy fertilizer and soil amendments to improve her harvest and also insecticides and fungicides to prevent problems with insects and fungi that could damage the plants.

Translated from Spanish by Jennifer Day, Kiva Volunteer.

La señora Juana habita en la comunidad de San Caralampio, municipio de Ticuantepe, zona rural, montañosa que presenta clima fresco para producir cítricos, con tierras fértiles para el cultivo de piña, debido a las condiciones favorables que presenta esa zona, la señora hace 30 años decide incursionar en la producción de piña y cítricos como mandarina, naranja y limones.

La señora junto a su esposo trabajan las tierras y con los años han ido perfeccionado la técnica de producción de los cultivos. En estos momentos, la señora solicita un préstamo para invertir en el mantenimiento de los mismos, ya que necesita comprar fertilizantes y nutrientes que favorezcan la cosecha así como insecticidas para evitar el contagio de las plagas o hongos que puedan dañar toda la cosecha.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 19.1
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Juana Maria to buy fertilizer and other soil amendments to improve the soil.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 29, 2008
Feb 15, 2008
Currency Exchange Loss:
Mar 15, 2009