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Mrs. Pich is now 67 years old, a widow and the mother of seven children. Five of her children are already married and live independently. Mrs. Pich is in the business of cultivating rice crops. She is able to yield a profit of $3.00 per day, but it is barely enough to cover her daily expenses. In order to improve the living conditions, her son, Mr. Sen (22) decided to work as a blacksmith for an entrepreneur in the province. Over the past few years, Mr. Sen has learned a lot from his work experiences. Now he wants to run this type of business for himself in his commune. Mrs. Pich is a helpful mother; she is also encouraging her son to start doing this work. So now she has applied for a loan from Kvia to purchase some of the materials necessary to support her son’s new business. She hopes the new business will earn a good income for her family in the future.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 106
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Pich to purchase some of the materials necessary to support her son’s new business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 18, 2011
Nov 24, 2011
Currency Exchange Loss:
Mar 18, 2013