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Ly is 60 years old and lives in the town of Cho with her three children, all of whom are married. She earns a living running a shop where she sells videotapes, DVDs and CDs. She has been in this line of work for five years and earns about 5,500,000 Vietamdong (VND) a month. She joined SEDA in 2007 and has taken out five previous loans which she repaid fully and on time. She is applying for a new loan, for 9,632,000 VND, to buy more items to sell to her customers.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 138
    View loans »
    Vietnam Loans Fundraising
  • $16,208,900
    Funds lent in using Kiva
  • 21,009.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ly to buy videotapes and videodiscs to sell to her customers.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 8, 2011
Nov 23, 2011
Currency Exchange Loss:
Nov 15, 2012