Union Palmeras Y Pinos Group
Tecla indicates that she became a member of Pro Mujer two cycles ago, on the invitation of the promoters. Currently, she has a business making and selling blankets and sweaters. She has run this business for quite a few years, and she learned it from one of her sisters.
The loan that she is now requesting is to increase her stock of merchandise by buying wool, which she will purchase from the markets. After making her products, she will sell them at her sales stand. This business allows her to generate resources to support her family as much as possible, since she is single and has four children.
When she is asked what she likes about Pro Mujer, she responds that she likes the training.
La señora Tecla indica que hace dos ciclos que integra Pro Mujer por invitación de los promotores. En la actualidad ella tiene un negocio de elaboración y venta de mantas y chompas que trabaja hace años, aprendiendo el mismo de una de una hermana.
El crédito que ahora sacará es para aumentar su mercadería (compra de lana), que adquirirá de las ferias y posterior a la elaboración lo comercializara en su lugar de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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