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Pardahol O. lives in the city of Yavan. She is 31 years old, married and has 7 children. Mrs. O. has a high school degree. For the last ten years she has been raising cattle. Mrs. O. is planning to use the loan money to purchase a milk cow. She is going to sell the milk to local residents as well as use it to feed her large family. The additional income from milk sales will help Pardahol support her children as well as provide local residents with a new source of fresh milk and milk products. Mrs. O. is hoping to pay back the loan in the next 12 months.

Translated from Russian, by Anya Lyuksyutova, Kiva volunteer.

Одилова Пардахол проживает в городе Яван. 31 год , замужем имеет 7 детей. Образование среднее.Занимается животноводством. Опыт в бизнесе 10 лет. Планирует получить кредит для того чтобы купить дойную корову.Это ей необходимо для того чтобы получать свежее молоко для своей семьи и на продажу. Это поможет обеспечить свою семью дополнительным доходом получаемым от продажи молока. Так же этот бизнес поможет обеспечит население свежими молочными продуктами .Погасить кредит клиентка планирует в течении 12 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 211
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 3.5
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Pardahol purchase of a milk cow.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 8, 2008
Feb 22, 2008
Currency Exchange Loss:
Apr 15, 2009