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Munawar's Group
In this Group: Munawar , Asghari, Razia, Salma, Sajida, Najma
Munawar is a 47-year-old married mother of two sons and a daughter. Her sons are young and do a variety of work to contribute to the family financially, while her daughter remains at home and helps Munawar in her daily routine tasks.

Munawar is a decorative embroidery expert whose passion and love for her work motivates her to create new and unique products which earn her steadily increasing orders every month. Her husband is an expert in furniture polishing. He is very hard worker who operates his business from a nearby market.

Munawar has applied for a loan from KIVA partner Asasah for the further expansion of her embroidery business. With the loan, she will buy embroidery material such as beads, threads, and embroidery frames in bulk quantities that will enable her to increase her profits by offering better quality work to her clients. Having operated her business for many years, this experienced entrepreneur is confident that the loan investment will be a productive one for her.

Note: In the picture, the lady holding the book called Asasah Passbook is Munawar.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 286
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 87.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Munawar's Group's $1,225 loan helped a member to buy threads, beads, and embroidery frames for her embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 18, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 15, 2012