A loan of $650 helped to pay two employees' salaries.

Jose Carmen's story

José, 39, lives in La Puerta, a village in the town of Belén. He’s been married to María who is a housewife for 12 years. The couple has two children who are 12 and 9 years old and going to school.

José used to be a farmer; he grew basic grains like beans. Two years ago with his own efforts he started a business manufacturing roofing tiles and mud and clay bricks. He decided to change occupations because he saw that this type of business was very profitable. Today, José has two employees in the business that help him extract the material and manufacture the product. The employees have been working for him for a year.

He requested this loan (his fourth with ODEF) to pay his two employees’ salaries so that he can keep his team together, manufacture more product to sell and increase the business’ income.

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Translated from Spanish by Kiva volunteer Polliz

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