A loan of $1,100 helped to purchase perfumes, lotions, jewelry and clothing.


Ana Viviana's story

The Virgen Del Rosario Community Bank meets every 15 days in Colorado del Cantón Montecristi, known for its rich pre-Columbian culture and for its handicrafts that are recognized nationally and worldwide. In this town, the majority of the residents make buttons out of tagua nuts and handicrafts, as well as participate in general commerce. Here we meet Ana. She is 28 years old, and a single mother of three children, ages 12, 8 and 5. The oldest two are in school and the youngest is in kindergarten. She lives in her parents' home. She is a very good mother because her children always have everything they need. Ana makes a living selling Yanbal-brand products (beauty supplies, cosmetics, perfumes and women's accessories) and also recently started to sell all kinds of clothing. She works every day and also sells fish flour. She sells her products door to door, except for the fish flour, which she delivers to merchants who come to the area and then take the product abroad. She has more than eight years of experience in the business. She plans to use this loan to purchase perfumes, lotions, jewelry and all kinds of clothing to take advantage of the approaching holiday season. She has been with the community bank since its inception and is in charge of making the payments, and she likes the help the bank provides. This is a concurrent Kiva loan, and she is requesting it to start her clothing business. The previous loan helped a lot since she was able to buy her products at lower prices and thus increase her profits. And with her family, she was able to do everything she needed to for her children, which gave her more emotional stability. Her dream is to provide her kids with nothing but the best.

Translated from Spanish by Kiva volunteer Marty Greenstein


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