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Carmen Margarita
Carmen, who is 37 years old, began with the manufacture of iron doors and windows about 20 years ago and now she sells in the villages.

Thanks to God she has not had any problems so far.

Unfortunately she is not married but she has 4 children who are 21, 19, 18 and the youngest is 3 years old. The three older children work and help to maintain the home and the youngest attends a state public school.

With this loan she wants to buy iron finish building her house in order to live more comfortably and to be able to situate her workshop conveniently at home.
View original language description ↓
Carmen de 37 años, empezó con la fabricación de puertas y ventas de fierro hace 20 años atrás y realiza sus ventas en los pueblos.

Gracias a Dios no ha tenido ningún problema hasta ahora. Desafortunadamente no está casada pero tiene 4 hijos de 21, 19, 18 y el menor de 3 años los 3 hijos mayores trabajan y ayudan a mantener el hogar el hijo menor estudia en una escuela fiscal.

Con el préstamo desea compra hierro para terminar de construir su casa y poder vivir mas cómodos y asi ubicar afuera de su casa un taller de adecuamiento de casa con hierro.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ecuador

  • $10,600
    Average annual income
  • 32
    View loans »
    Ecuador Loans Fundraising
  • $26,710,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Carmen Margarita to buy iron.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Nov 30, 2011
Currency Exchange Loss:
Dec 15, 2012