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Carmen is a very jovial person and lives in the city of Villa Elis. She has been married for 18 years and has two children - the oldest is 17, and the youngest is a girl of 11 years. Her husband owns a metal workshop, and he helps to pay the household expenses.

Carmen explains that she always used to work with small sales, using catalogs to sell products initially among her friends, neighbors, and relatives. Gradually, she started selling to various offices of several companies where she sold mainly women's lingerie. Much later and with great effort, she decided to find a sales premises and rented a room inside a gym. Here, she has been able to sell garments such as cycling shorts, t-shirts, tops, stockings, fine lingerie, and more.

Carmen says that she has good clientele who never complain about her products, as the good prices and overall quality of her products have meant that they sell very well. She has requested this loan to purchase more apparel for subsequent sale in her store, as she always has a lot of orders that she would like to be able to fulfil.
View original language description ↓
La señora Carmen es una persona de carácter muy jovial, ella está casada hace ya 18 años, vive en la ciudad de Villa Elisa, tiene dos hijos, el mayor tiene 17 años, y una nena de 11 años. Su esposo es propietario de un taller metalúrgico, quien ayuda a pagar los gastos de la casa.
Carmen comenta que siempre se dedicó a pequeñas ventas que lo hacia a través de catálogos entre sus amigas, vecinas, y parientes, después poco a poco llegaba a las distintas oficinas de algunas empresas, y vendía por sobre todo lencerías para damas, más adelante y haciendo un esfuerzo decidió habilitar un local de ventas para lo cual alquiló un salón dentro de un gimnasio, y allí realiza sus ventas como: conjuntos de ciclistas, remeras, top, calzas, lencerías finas para damas y demás. Dice tener una muy buena clientela formada y que no se queja de la venta pues gracias a sus precios y por sobre todo la calidad de sus productos vende muy bien.
Ella solicita el crédito para la compra de prendas deportivas para la posterior venta, ya que siempre tiene muchos pedidos con los cuales le gustaría poder cumplir.

Additional Information

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

About Paraguay

  • $8,400
    Average annual income
  • 49
    View loans »
    Paraguay Loans Fundraising
  • $38,025,450
    Funds lent in using Kiva
  • 4,280.0
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Carmen to buy sports garments for subsequent sale in her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 21, 2011
Nov 21, 2011
Currency Exchange Loss:
May 16, 2012