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Vazha is a farmer from the village of Kurdghelauri, East Georgia. He is 49 years old, married and lives with his family: his wife Maya and their 19-year-old son. Maya works as a baker. Vazha earns his living through the family's agricultural activities. They have one pig and sell, on average, 12 piglets per year. Also Vazha grows corn on their 0.8 hectare of land. Part of the harvested maize is used to feed domestic animals and half is sold on the local market. The total average monthly income for the family is 500 Laris per month.

Vazha has requested credit to purchase calves. He will feed them during the winter months and sell the grown calves for a higher price in the spring. The family's additional profit will be used to improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 35
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Vazha to purchase calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 4, 2011
Nov 22, 2011
Currency Exchange Loss:
Dec 15, 2012