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Zarina's Group
In this Group: Zarina, Amna, Rashida, Zubaida, Kosar Mai, Zubaida, Rukhsana, Robina
Zarina operates a boutique from home. She sells beautiful clothes to her clients. Her clients include women of her community and shopkeepers at a nearby market. She loves her profession and makes good sales and profits every month.

Her husband runs a food selling business in the market. The taste of his food is very good and he has a good number of loyal clients who come to his shop everyday to eat.

Zarina is the mother of six sons; her eldest works with his father and two are students.

She has applied for a loan from KIVA partner Asasah to expand her boutique business. With the loan, she will buy beads, threads and clothes needed to prepare beautiful and attractive looking clothes for selling.

She has operated her business for many years and is very confident about her success.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 209
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 86.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Zarina's Group's $1,400 loan helped a member to buy beads, threads and clothes needed to prepare beautiful and attractive looking clothes for selling.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 17, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 15, 2012