With her group, Justine is seeking his sixth loan from Kiva's partner, MFI Hekima. She started her small business in 2006 when her husband died. She sells plastic chairs and TAKENGO, a locally made juice brand.
She would like a new loan to bolster her revenue and build a house out of durable materials for his family.
Elle a commencé son petit commerce en 2006 lors de la mort de son mari. Elle vend des chaises plastiques et le jus de marque TAKENGO qu’on produit localement.
Elle souhaite obtenir plus des crédits pour accroitre son chiffre d’affaire et construire une maison en matériaux durable pour sa famille.
Le groupe WARITI est composé de 19 membres.
Important InformationHEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
About Congo (Dem. Rep.)
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Success!! The loan was 100% repaid