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Bernadette's Group
In this Group: Bernadette , Assiba Justine Nathalie, Ahossi
The Mahudjro group is composed of three persons who live in the same neighborhood. It is the second time that this group is seeking financial support from ALIDé in order to increase the level of their activity. The representative of the group, named Bernadette, is the one with the hand raised on the photo.

Bernadette is 41 years old and lives in Benin. She is married to Bernard. They have two children who are their dependents and all are in school. Bernadette lives together with her husband and children. The couple provides together for all the family’s expenses. To contribute to the various expenses of the family, Bernadette has been selling canned goods, corn and flour made from precooked yam pieces, for six years in a market in Benin. She gets her supplies in a market in Benin.

In the pursuit of her customers’ satisfaction and to increase her turnover and her income, Bernadette is requesting, together with the other members of the Mahudjro group, a second loan from ALIDé. The first loan was fully repaid.
View original language description ↓
Le groupe MAHUDJRO est composé de trois personnes qui résident dans le même quartier. C'est la deuxième fois que ce groupe sollicite l'aide financier de ALIDé, afin d'élever le niveau de son activité. La représentante du groupe, du nom de Bernadette est celle qui a la main levée sur la photo. Bernadette est âgée de 41 ans et vit au Bénin. Bernadette est mariée à un certain Bernard. Le couple a deux enfants tous scolarisés et à leur charge. Bernadette vit ensemble avec son mari et ses enfants. Le couple assure ensemble les charges de la famille. Afin de contribuer aux diverses charges de la famille, Bernadette vend depuis six ans des conserves, du maïs et de la farine de cossette d'igname dans un marché du Bénin. Bernadette s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Bernadette sollicite ensemble avec les autres membres du groupe MAHUDJRO, un deuxième crédit auprès de ALIDé. Le premier prêt a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 486.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Bernadette's Group's $725 loan helped a member to purchase canned goods, and flour made from precooked yam pieces.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 19, 2011
Nov 19, 2011
Currency Exchange Loss:
Jul 15, 2012