A loan of $550 helped to buy perfume, creams, cosmetics, and underwear.

Gisella Yaqueline's story

The Virgen Maria ("Virgin Mary") communal bank meets every fifteen days in the Montecristi canton (Portoviejo). This area is known for its rich pre-colonial culture and for its artisans, whose work is known nationally and internationally. The city's climate is warm and the gastronomy is varied.
Here we meet Gissella. She is 20, single, and studies educational sciences at the Universidad de Montecristi. She lives at home.
Gissella has been a member of the communal bank for three cycles, and she likes it because she was able to use the loans to start her business. Her business allows her to make her own income, and with it continue her studies in order to have a better future.
On top of studying, she sells Esika products (beauty products; cosmetics, perfume, and women's accessories). She works every day, and when she doesn't have classes she sells her products to her classmates. On the weekends, she visits other clients in the city. She leaves her products on credit and charges every week. She has had this business for one year and it is going quite well. Her hottest products are the cosmetics, since they are very good and varied.
This loan is for the purchase of perfumes, creams, cosmetics and underwear.
Her dreams are to finish her studies and obtain a good job.

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Translated from Spanish by Kiva volunteer Christine Cooper

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