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Patient Group
In this Group: Isata , Fatmata , Rugiatu , Fatmata , Isatu
In the photo are members of the “Patient” group. They are small-scale businesswomen based in Lunsar, a town in Northern Sierra Leone. They are seeking a loan of 800,000 SLL for each in the group in order to invest in their respective businesses.

Isata is the leader of the group. She is thirty-five years of age. Isata is married to an elections officer and the couple has three children. She sells cloth, earrings, etc. and has been doing business for many years now. Isata is going to use her share of the loan to buy cosmetics, cloth, jewelry, etc. to add to her business inventory.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 41
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,340.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Patient Group's $925 loan helped a member to buy cosmetics, cloth, jewelry, etc. to add to her business inventory.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 10, 2011
Nov 21, 2011
Currency Exchange Loss:
Aug 21, 2012