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Tamar is a farmer from the village of Boriti, West Georgia. She is 38 years old, married to David, and has four children – three daughters (18, 17 and 5 years old) and a four-year-old son. Tamar’s mother-in-law also lives with the family.
The family's only source of income is agriculture. They have one milk cow. Tamar produces cheese and sells it in Zestaponi (a nearby town). The family also has three pigs and sells on average 30 piglets in the village. In addition, Tamar and David grow vegetables and corn on the 0.8 hectare of land that the family own. They sell harvested vegetables and corn on Zestaponi market. Their total average monthly income is 400 GEL, which includes Tamar's mother-in-law's monthly pension.
Tamar has requested credit for purchasing chickens. She will raise them and sell eggs as well as hens. She will also use a small part of the funds to renovate the henhouse. Tamar has experience in running a poultry farm and she will use it to set up the new business. She says that it will be profitable and the family will have more income, which will be used for improving their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Tamar to purchase chickens plus materials for henhouse renovation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Nov 21, 2011
Currency Exchange Loss:
Dec 15, 2012