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Nino is 40 years old. She lives in the village Sartichala with her family: her husband George, a 17-year-old daughter, and a 16-year-old son. Both children go to school.

Nino works in a local school as a teacher. Along with her main job, she is actively involved in the family's dairy farm. In particular, they have two milk cows. Nino produces cheese and sells monthly on average 60 kg of the product in Tbilisi (capital city of the country).

Nino requested credit for purchasing high-quality natural food for her cows for the winter months. It will increase yield of milk and allow the family to produce and sell more dairy products. The family will use the increased income for their well-being.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 45
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Nino to purchase feed for cows for winter months.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Nov 21, 2011
Currency Exchange Loss:
Dec 15, 2012