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Gulnara is 47 years old. Together with her husband, they raised three children. After graduating with a journalist major, Gulnara worked in an editorial department of the central, local newspaper. She moved to the Aral village in 1994 and became the head of the local library, where she still works to this day. Gulnara's family is involved in animal husbandry as a way to have an additional source of income. This business was started with a sum of 20,000 som (KGS) and brings in about 6,000 som (KGS) per month today from the sales of dairy products. In order to further increase livestock headcount, Gulnara requested a loan in the sum of 50,000 som (KGS) from the "Bai-Tushum and Partners" company for the purchase of heifers and cows. Gulnara plans to invest the profits from the loan into increasing the headcount, which will allow her to expand her business.
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Гульнаре 47 лет, замужем. Вместе с мужем воспитали троих детей. Закончив факультет журналистики, Гульнара проработала в редакции центральной местной газеты. В 1994 году, переехав в село Арал, стала заведующей местной библиотеки, где и работает по сей день. В качестве дополнительного источника дохода, семья Гульнары занимается животноводством. Начатое с суммы в 20,000 сом (KGS) хозяйство сегодня приносит около 6,000 сом (KGS) в месяц от продажи молочных продуктов. В целях дальнейшего увеличения поголовья скота, Гульнара обратилась в компанию «Бай Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку нетели и грубых коров. Доходы от кредита Гульнара планирует вложить в увеличение поголовья, что позволит ей увеличить свое хозяйство.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,014,625
    Funds lent in using Kiva
  • 46.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Gulnara to purchase cattle.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 16, 2011
Nov 18, 2011
Currency Exchange Loss:
Jun 15, 2012