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Erlinda is 45 years old, married, and has two children. She lives in Tanza, Cavite City, Philippines. Together with her husband and children, she manages their household while operating her curtain business. She works hard to provide income for their everyday expenses.

Erlinda makes curtains and other products from fabric that she buys from her supplier. She offers curtains, blankets, and other home trappings. She sells her products in the community market. Her regular customers are her neighbors and the local community. She earns approximately 300 PHP in sales every day.

Erlinda is requesting a loan for 8,000 PHP to help her continue operations of her business. She will use the loan to buy more quantities of raw materials such as fabric, thread, and other items needed in her business. She expects a boost in her business income as she expands.

Erlinda hopes her business grows and dreams of giving her children a high quality education through all her hard work. She meets weekly with her co-fellowship* members to share stories of her work and study the word of God.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the word of God, build social capital, and pay microfinance loans.

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 336
    View loans »
    Philippines Loans Fundraising
  • $65,979,775
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Erlinda to purchase raw materials needed in her business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 27, 2011
Nov 21, 2011
Currency Exchange Loss:
May 15, 2012