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Sembrando Esperanza Group
In this Group: Plelajia Margarita, Humbelina, Ynes Elena, Maria Rosa, Zoraida Mery, Veronica Del Rosario, Angelica Maria
Ynes is 39 years old and has two children who have been her motivation to get ahead in life. Her business is selling fruit as an itinerant vendor. She has been working in this way for seven years. Her business came about as her mother grows and harvests fruit and she supplies her with her fruit. Thanks to her efforts and hard work, Ynes has managed to improve her home and support her children. She is a single mother and has had to work hard to provide for her children on her own.

Ynes requested this loan to invest in her business, buying fruit such as prickly pear, avocados and custard apples, so that she has enough to offer her customers. In the future, Ynes would like to hire some premises in a central location where she can sell her fruit.

Ynes is a member of the 'Sembrando Esperanza' (Sowing Hope) community bank. This group is comprised of seven hard-working women who pledge to work well within the Prosperidad (Prosperity) program. They are very grateful for the help they have been offered because it will enable them to make progress.
View original language description ↓
Ynes tiene 39 años de edad es madre de 02 hijos, la cual han sido su motivo para seguir adelante. Ella se dedica a la compra y venta ambulatoria de frutas, la cual lleva 07 años laborando de esta manera, este negocio nació ya que su madre se dedica a la siembra y cosecha de frutas pues ella es quien la abastece con las frutas, gracias a su esfuerzo y trabajo a logrado mejorar su vivienda y apoyar a sus hijos. Ynes es madre soltera ella ha tenido que trabajar arduamente para sacar adelante sola a sus hijos. Ynes solicito el préstamo para invertir en su negocio comprando frutas como tuna, palta y chirimoya y así tener que ofrecer a sus clientes. A futuro a Ynes le gustaría alquilar un local en un lugar céntrico donde pueda ofrecer sus frutas. Ynes es integrante de la Nueva Alcancía Comunal “Sembrando Esperanza” grupo conformado por 07 mujeres trabajadoras que se comprometen a trabajar bien con el Programa- Prosperidad ellas están muy agradecidos con la ayuda brindada porque pueden hacer posible su progreso.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sembrando Esperanza Group's $1,200 loan helped a member to buy prickly pear, avocados and custard apples.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 15, 2011
Nov 18, 2011
Currency Exchange Loss:
Apr 15, 2012