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El Cerrito El Carmen Group
In this Group: Flory Marizela, Shindder Beberlyn Jhocaddy, Maria Candelaria, Gladys Anabela, Carmen Patricia, Lidia Angelica, Rufina Patricia
Flory Marizela is married and completed her primary education. She has four children who are in school. She works as a seamstress, making ladies' dresses. She started her business selling clothes and sewing, and has 13 years experience. She has the support of her husband who is a driver.

Flory Marizela set up a group to request a loan so that she could buy fabrics and threads, and thereby produce more. She hopes, in the future, to own her own premises and have enough capital. The other members of the group weave, sell clothes, buy and sell products, and run stores.
View original language description ↓
La señora Flory Marizela es casada, estudio la educación básica, tiene 4 hijos los cuales estudian, se dedica a la sastrería a la confección D. vestidos para damas, inició su negocio vendiendo ropa y haciendo costuras y al momento lleva 13 años D. experiencia, cuanta con el apoyo D. su esposo que se dedica a ser piloto.

Organiza un grupo para solicitar un préstamo que lo utilizara para compra telas e hilos y tener mas producción, espera en el futuro tener un local propio y suficiente capital. Las demás integrantes del grupo se dedica a la tejeduría, venta D. ropa, al comercio y ate4nciob a tienda.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 55
    View loans »
    Guatemala Loans Fundraising
  • $12,544,625
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of El Cerrito El Carmen Group's $1,700 loan helped a member to buy material for making clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 18, 2011
Nov 17, 2011
Currency Exchange Loss:
May 15, 2012