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Nilo Estuardo
Nilo Estuardo is 20 years old. He is single and lives in Chillanes in the province of Bolívar.

The La Florida communal bank is made up of 12 members and is located in Chillanes canton 5 minutes from the office.

Nilo is a farmer, and grows corn and beans. He buys and sells in Chillanes every week.

He is asking for the loan to be able to buy agricultural supplies to improve the quality of his produce. The loan will help him to increase the quality of his produce.

His dream is to be able to study, finish studying, and have a profession.

The middlemen are a challenge in every business. In his free time he likes to play volleyball and enjoy the Santa Rita festivities. He is considered to be an honorable, hard-working, responsible, and contributing man.
View original language description ↓
Nilo Estuardo tiene 20 años de edad es soltero vive en Chillanes provincia de Bolívar.
La VRC la florida está conformada por 12 socios y socias esta ubicada en el Cantón Chillanes a 5 minutos de la oficina.
Nilo se dedica a la agricultura al cultivo de maíz y fréjol, las compras y las ventas lo realiza en Chillanes cada semana.
Solicita el crédito para poder comprar insumos agrícolas mejorar la calidad del producto. Con la ayuda del préstamo le ayudará a aumentar la calidad del producto.
El sueño es poder estudiar y culminarlos y tener una profesión.
Los desafíos en todo negocio es los intermediarios. En los tiempos libres le gusta jugar boley y disfrutar de las festividades de Santa Rita, se considera un hombre honrado, trabajador, responsable y colaborador.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Nilo Estuardo to purchase agricultural supplies to improve the quality of his produce.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 31, 2011
Nov 17, 2011
Currency Exchange Loss:
Nov 20, 2012