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Jessica Piedad
Jessica Piedad, 20, is in a common law relationship and has a son. She lives with her husband and son in her in-laws’ house in Chillanes, Bolívar Province.

The “La Florida” communal bank has 12 members, both men and women, and is located in Chillanes Canton five minutes from the office.

Jessica raises pigs to sell and is a corn and broad bean farmer. Her purchases and her sales take place in Chillanes weekly. She requests the loan to be able buy seeds and urea. Support from the loan will help her improve her quality of life and to be able to produce in larger quantities. Her dream is to stay healthy and to build a house. The daily challenges she faces are competition and the middlemen. She considers herself to by a very tranquil, hardworking and honest person; she enjoys playing basketball.
View original language description ↓
Jessica Piedad tiene 20 años de edad vive en Unión Libre tiene un hijo, vive con el esposo y con el hijo en la casa de los suegros en Chillanes Provincia de Bolívar.
La VRC la florida está conformada por 12 socios y socias esta ubicada en el Cantón Chillanes a 5 minutos de la oficina.
La socia se dedica al comercio de chanchos y a la agricultura al cultivo de fréjol las comparas y las ventas de los productos los realiza en Chillanes cada semana.
Solicita el crédito para poder comprar semillas y urea.
Con la ayuda del crédito le ayudara a mejorar la calidad de vida y poder producir en mayor cantidad.
El sueño es poder tener salud y construir una casa.
Los desafíos que ha diario se le presentan es la competencia y los intermediarios.
Se considera una persona muy tranquila trabajadora y honesta le gusta jugar básquet.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 58
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Jessica Piedad to buy seeds and urea.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 31, 2011
Nov 17, 2011
Currency Exchange Loss:
Nov 20, 2012