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Maria Liduvina
María Liduvina, 60, is married and has three children. She lives with her husband and children who are 15, 20 and 12 years old in Chillanes Canton, Bolívar Province.

The “La Florida” communal bank has 12 members, both men and women, and is located in Chillanes Canton five minutes from the office. María is a corn and broad bean farmer and she also sells sweets. Hers purchases and her sales take place every weekend in Chillanes Canton.

She requests the loan to be able to buy farm supplies. With help from the loan she will improve the quality of her life and of her product. Her dream is to support her children so that they finish their schooling. Her challenge is middlemen. She considers herself to be a responsible, honest, humble and hardworking person. In her free time she likes to enjoy the Saint Rita Day festivities.
View original language description ↓
María Liduvina tiene 60 años de edad es casada tiene tres hijos, vive con el esposo y con los hijos de 15, 20 y 12 años de edad en el Cantón Chillanes Provincia de Bolívar.
La VRC la florida está conformada por 12 socios y socias esta ubicada en el Cantón Chillanes a 5 minutos de la oficina.
María se dedica a la Agricultura al cultivo de maíz y frejol además se dedica a al venta de confitería.
Las compras y las ventas lo realizan en Chillanes cada fin de semana. Solicita el crédito para comprar insumos agrícolas, con la ayuda del crédito mejorará la calidad de vida y la del producto.
El sueño es poder brindarles el apoyo a los hijos para que puedan culminar los estudios.
El desafío al que se ha enfrentado a diario son los intermediarios.
Se considera una persona responsable, honrada humilde y trabajadora, le gusta disfrutar de las festividades de Santa Rita.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $26,541,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Maria Liduvina para comprar insumos agrícolas.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 31, 2011
Nov 17, 2011
Currency Exchange Loss:
Nov 20, 2012