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Update on Irma

Irma continues to participate in the "Ricchary Runa" communal bank, of Asociación Arariwa, in the city of Cusco. Currently, Irma continues to sell meat. She has worked in this business for several years now, and it's going very well.

Irma pays her instalments on time, and had no problem with the previous loan; on the contrary, it went very well. Irma needs the loan to buy pork. Irma is thankful for the opportunity she has been provided in this way, and is committed to paying her scheduled instalments on time.
View original language description ↓
Irma sigue participando en el banco comunal “Ricchary Runa” de la Asociación Arariwa de la ciudad del Cusco. Actualmente, Irma sigue dedicándose a la venta de carne. Ya son varios años que se dedica a este negocio y le va muy bien. Irma paga puntual sus cuotas no tuvo ningún problema con el anterior crédito sino al contrario le fue muy bien.

Irma requiere el préstamo para comprar carne de chancho.

Irma se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma.

Previous Loan Details

This borrower belongs to the Richary Runa Communal Bank, which is located in the district, province, and department of Cusco. Ms. Irma is 39 years old, in a common-law marriage, and has one son. She divides her time between her daily activities and her business of buying and selling meat. Irma... More from Irma's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 53
    View loans »
    Peru Loans Fundraising
  • $63,757,875
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Irma to buy pork.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Nov 18, 2011
Currency Exchange Loss:
Apr 15, 2012
This photo was used before for a previous loan for Irma. It was first posted on Kiva on Apr, 2011. Learn More